Using RSU Income for a Mortgage

Published 2 days ago

Many publicly traded technology companies use restricted stock units, or RSU's, as part of their compensation for employees. RSU Income is variable income that can be used with some loan products, but NOT all. Some lenders won't consider this income, some lenders have no problem with it and some will only use it in very specific situations.

If a borrower is relying on RSU income to qualify, it's crucial to have a fully underwritten pre-approval.